Secure Peace of Mind

for Your Loved Ones

Affordable burial coverage: ensuring your final wishes are met without financial burden. Connect with our specialists today for a complimentary, no-obligation consultation.

Understanding the Value of Affordable

Burial Coverage

In life's final chapter, the last thing we want is to leave our loved ones grappling with financial burdens. Affordable burial coverage emerges as a compassionate solution, offering much-needed financial relief during times of loss.

Financial

Relief

Burial coverage helps alleviate the financial burden on your family during a difficult time. The average funeral costs can exceed $10,000, and this insurance can cover these and other end-of-life expenses, preventing your family from draining their savings.

Guaranteed

Acceptance

Many final expense insurance policies offer guaranteed acceptance for individuals between certain ages, often without the need for a medical exam. This makes the application process straightforward and accessible, even for those with pre-existing health conditions.

Fixed

Premiums

Final expense insurance is a type of whole life policy, meaning the coverage lasts for your entire life as long as premiums are paid. The premiums are fixed and do not increase over time, which can be particularly beneficial for those on a fixed income.

Flexible Use

of Funds

Although primarily intended to cover funeral and burial costs, the death benefit from a final expense policy can be used for various purposes, such as settling medical bills, credit card debts, or other final expenses. This flexibility can be crucial in managing the various costs that may arise at the end of life.

Peace

of Mind

Having a final expense policy in place provides peace of mind, knowing that your end-of-life expenses will not be a financial burden to your loved ones. It allows you to plan ahead and ensures that your final wishes can be fulfilled without imposing financial stress on your family.

Financial Relief

Burial coverage helps alleviate the financial burden on your family during a difficult time. The average funeral costs can exceed $10,000, and this insurance can cover these and other end-of-life expenses, preventing your family from draining their savings.

Guaranteed Acceptance

Many final expense insurance policies offer guaranteed acceptance for individuals between certain ages, often without the need for a medical exam. This makes the application process straightforward and accessible, even for those with pre-existing health conditions.

Fixed Premiums

Final expense insurance is a type of whole life policy, meaning the coverage lasts for your entire life as long as premiums are paid. The premiums are fixed and do not increase over time, which can be particularly beneficial for those on a fixed income.

Flexible Use of Funds

Although primarily intended to cover funeral and burial costs, the death benefit from a final expense policy can be used for various purposes, such as settling medical bills, credit card debts, or other final expenses. This flexibility can be crucial in managing the various costs that may arise at the end of life.

Peace of Mind

Having a final expense policy in place provides peace of mind, knowing that your end-of-life expenses will not be a financial burden to your loved ones. It allows you to plan ahead and ensures that your final wishes can be fulfilled without imposing financial stress on your family.

Personalized Burial Coverage: Your Peace of Mind, Our Priority

Our goal is to guide individuals in finding the ideal burial coverage that suits their needs. We work with a variety of insurance providers, maintaining independence from exclusive partnerships with any one firm. Our primary focus is to ensure that you obtain the best-suited plan, customized to your requirements, at an affordable cost, from a provider that best matches your personal preferences.

What is Affordable Burial Coverage?

Burial coverage, also known as final expense insurance, is a type of life insurance designed to cover the costs associated with the end of life, such as funeral expenses, medical bills, and other related costs. This type of insurance provides peace of mind by ensuring that loved ones are not burdened with financial stress during a time of grief. It's a practical way to plan for the inevitable expenses that arise at the end of life, allowing families to focus on mourning and celebrating the life of the deceased without the added pressure of financial concerns.

No Medical Exams Needed
Low Monthly Fees
Approvals on the Same Day
Tobacco Users are accepted

We partner with companies you can trust to get the right deal for you.

Who Should Get Affordable Burial Coverage?

Burial coverage, or final expense insurance, is particularly beneficial for seniors and retirees, typically aged between 50 and 85. This insurance is crucial for those who have settled major financial responsibilities like mortgages and are looking to cover funeral costs and other end-of-life expenses.

The policy is also notably accessible for individuals with pre-existing health conditions, as it often does not require a medical exam. The simplicity and speed of the application process make it attractive for those seeking quick approval.

Additionally, its affordability is a key factor for people on fixed incomes or with limited financial resources. Final expense insurance is a practical solution for anyone who doesn't have significant savings set aside for end-of-life expenses, ensuring that these costs do not become a burden for their families.

How It Works:

Schedule Your Free Consultation

Our representative will set up a phone call with you. Make sure you have about 30 minutes of quiet time for our conversation, and if you have a significant other, check that they can be there for the call too.

Understand your unique situation

During the conversation, your representative will discuss your specific situation to best understand your needs. This includes your health, your income, and any insurance you may already have. This information will help them give you the best options.

Present Your Options

Your agent will provide you with insurance options based on your needs. It is important to know that these options are suggestions from a licensed agent, but they don't guarantee that you will be accepted for any of them.

Applying for Approval

Depending on whether the suggested insurance options are a good fit for you, the next step is to send your information for approval from the insurance company. Sometimes, in specific cases, you can finish both the application and approval process on the same day.

Evaluating Your Coverage

Once you get approval, your insurance policy will be sent to you through first-class mail. You will have 30 days to review your coverage and make sure you're happy with it.

Testimonials

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How to Select a Burial Coverage

When you're thinking about getting Burial Coverage, it's a good idea to talk to a licensed insurance broker who knows a lot about this type of insurance. Just as how you would go to a specialist doctor for specific health problems, getting advice from an insurance expert is the best way to figure out the appropriate level of burial coverage for your needs. You can contact us, and we can help you find insurance policies that are affordable and fit your needs. We have certified brokers who are licensed in your state. Our broker will carefully pick the most dependable insurance company, create a policy that covers everything you need, and make sure you get the right benefits. All of this is to protect what is most important in your life.

Selecting an Insurer

When we're looking at different insurance companies, we focus on picking one that is well-known and has a good reputation. We want to make sure they make the whole process easy for you. We also look at companies that are experts in dealing with different parts of your health and lifestyle.

Evaluating Your Risk Factors

We always aim to find an insurance company that specializes in meeting your particular needs. This is important because the cost of burial coverage can change based on your individual health and lifestyle factors.

Selecting an Insurer

When we're looking at different insurance companies, we focus on picking one that is well-known and has a good reputation. We want to make sure they make the whole process easy for you. We also look at companies that are experts in dealing with different parts of your health and lifestyle.

Evaluating Your Risk Factors

We always aim to find an insurance company that specializes in meeting your particular needs. This is important because the cost of burial coverage can change based on your individual health and lifestyle factors.

Analyzing Coverage

It is important to make sure that the amount of money you would get from the insurance can cover all the costs of your funeral and burial expenses. It's also a good time to figure out how much insurance you need comprehensive protection.

Reviewing the Waiting Period

Make sure that your insurance policy pays out quickly to avoid putting your family in financial trouble. If something happens to the main person bringing in money for your family, it's already really hard emotionally at home. You don't want to add money problems on top of that. In most states, there is no waiting time to get the payout, except for a two-year period for cases involving suicide.

Analyzing Coverage

It is important to make sure that the amount of money you would get
from the insurance can cover all the costs of your funeral and burial
expenses. It's also a good time to figure out how much insurance you
need comprehensive protection.

Reviewing the Waiting Period

Make sure that your insurance policy pays out quickly to avoid putting your family in financial trouble. If something happens to the main person bringing in money for your family, it's already really hard emotionally at home. You don't want to add money problems on top of that. In most states, there is no waiting time to get the payout, except for a two-year period for cases involving suicide.

Considering Your Dependents

Think about whether you have kids or elderly parents who depend on you for help and how long they might need that help. This will help you decide how much insurance you need and how long you should have it for.

Assessing Your Budget

There are different levels of burial coverage policies, and what you can afford will decide which level is right for you. Remember, the more coverage you want, the more the policy will cost.

Considering Your Dependents

Think about whether you have kids or elderly parents who depend on you for help and how long they might need that help. This will help you decide how much insurance you need and how long you should have it for.

Assessing Your Budget

There are different levels of burial coverage policies, and what you can afford will decide which level is right for you. Remember, the more coverage you want, the more the policy will cost.

Frequently Asked Questions

Can I Get Burial Coverage If I Have Pre-Existing Conditions?

Yes, most final expense policies are designed to accommodate individuals with pre-existing conditions. The application process typically involves a simple health questionnaire without the need for a medical exam.

What Happens If I Outlive My Policy?

Since burial coverage is a type of whole life insurance, it does not expire. The coverage lasts for the insured's entire life as long as premiums are paid.

How Do I Choose the Right Burial Coverage Plan?

It's important to consider factors like the coverage amount, premium costs, your age, health condition, and the insurer's reputation. Consulting with an insurance agent can help in making an informed decision.

Is Burial Coverage Different from Traditional Life Insurance?

Yes, burial coverage is specifically intended to cover end-of-life expenses and typically has a smaller face amount compared to traditional life insurance policies, which are often used for income replacement or larger financial obligations.

Book Your Complimentary Consultation

Schedule your no-obligation, FREE consultation with one of our licensed agents to review your coverage options and determine the BEST option for you and your loved ones.